I make my living flying around the world, talking to women about how to take control of their money so they can afford their dream life. This sample budget is meant to reflect a comfortable yet frugal New York City lifestyle for a single adult. Or stupid? Click To Tweet. I was across the street from the site of the East Village explosion when it happened and saw 3 full apartment buildings burn to the ground within an hour. My bf has had his apartment broken into and burglarized twice. Heat and hot water are llve included in the price of NYC rent so that leaves gas and electric.