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How do life insurance companies make money? When I ask this question of my friends, I get a variety of interesting answers — aside from a bunch of odd looks. One mathematically inclined acquaintance said insurance companies use complex actuarial tables which enable them to predict, very accurately, how long people will live and the insurers figure that, over time, they will collect more money than they pay. To this answer, I nod in slight agreement. The latter part is true but not because of any actuarial brilliance. Insurance companies make money because a massive amount of all life insurance coverage lapses.

There really is no sustitute for the 45 ACP when it comes to personal defense. Admit it, this thing looks fantastic. This gun, though, is plain arousing gunporn. It looks like a custom gun, especially with that FDE Creakote finish that gives it such a different look. Piranha-textured G10 Magwell grips complete the look of the gun, and as you would expect it fires like a dream. If you just want an epic full-size handgun then I stand by the choice. The Sig is awesome in every way. But if you want a serious to take into competition, then get this gun, now, before it goes up in price. All the things that make the Colt a great target pistol make it awesome as a home defense handgun. The dual recoil springs help keep the gun flat and combat muzzle climb better than any slide porting ever .